Reverse Mortgage Articles

Guides from South River Mortgage on how reverse mortgages and HECM loans work, who qualifies, costs, taxes and what happens for heirs.

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Older homeowner holding a plain envelope on the porch of her well-maintained home

Know how to handle your annual occupancy notice and keep clear records.

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Reverse Mortgage Occupancy Certification: Your Guide
Financial statement papers spread on a desk with glasses, a calculator, and coffee

Learn how to review your reverse mortgage statement, understand balance changes, and ask your servicer about unfamiliar entries.

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How to Read Your Reverse Mortgage Statement
Older couple consulting with an advisor at a desk with a laptop open

You may need less equity than you think.

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How Much Equity Do You Need for a Reverse Mortgage?
Three women friends laughing together outdoors

10 steps to get a reverse mortgage.

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How to Get a Reverse Mortgage: A Step-by-Step Guide
Older couple walking outdoors together, the man using a walker

How nursing home stays affect reverse mortgages

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What Happens to a Reverse Mortgage If I Need a Nursing Home?
Smiling older couple sitting at a table holding financial papers

Use home equity to reduce retirement debt

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Can a Reverse Mortgage Help Pay Off Credit Card and Other Debt?
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Two empty beach chairs under a palm tree facing turquoise water

Use home equity to enjoy retirement

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Can a Reverse Mortgage Help Pay for the Trips You’ve Been Dreaming About?
Older couple wrapped in a blanket walking together along the beach

Make your retirement money last longer

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Can a Reverse Mortgage Help You Avoid Running Out of Retirement Money?
Family of four walking together through a park with flowering shrubs

It’s easier than you think.

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How to Tell Your Kids You’re Getting a Reverse Mortgage
Older couple laughing together at an outdoor cafe table with coffee

Compare two retirement mortgage paths side by side

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A 72-Year-Old With $300K in Equity and $150K Still Owed: Should They Get a Reverse Mortgage?
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