District of Columbia Reverse Mortgage Lenders
Reverse Mortgage Product Options in District of Columbia
| HomeForLife | HECM | |
| Traditional Reverse Mortgage (Reverse Mortgage 101) |
Yes | Yes |
| Refinance Existing Reverse Mortgage with Another (HECM to HECM) |
Yes | Yes |
| Purchase a Home with a Reverse Mortgage (HECM for Purchase) |
Yes | Yes |
| Minimum Age for Eligibility in DC | Not Available | 62 |
| Get Your Quote → | Get Your Quote → |
Reverse Mortgage Interest Rates in District of Columbia
The 10-year CMT index average used here is 5.13%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, November 3, 2026.
The projected index for next week is 5.00%, compared to this week’s index, which is 5.13%. This means that rates are projected to be between 6.75% and 7.50%.
Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →
Index data source: U.S. Treasury Daily Par Yield Curve Rates, 10-year. Latest observation October 26, 2026. Projected rates are estimates, not a personalized quote.
Local Reverse Mortgage Lenders in District of Columbia
Although South River Mortgage originates loans all across the country, we do maintain a local presence in District of Columbia. We have a resident agent location at 1100 H Street NW, Suite 840, Washington, DC 20005. Get Your Quote →
HUD also maintains a list of local lenders. Get Your Quote →
Reverse Mortgage Loan Origination Statistics in District of Columbia
We have pulled together a number of useful reverse mortgage loan statistics for DC. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.
Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.
Reverse Mortgages in District of Columbia
Download the dataset (anonymized) as a CSV file.
Average Reverse Mortgage Home Values in District of Columbia
Download the dataset (anonymized) as a CSV file
Reverse Mortgage Interest Rates in District of Columbia
Download the dataset (anonymized) as a CSV file
State Regulator & Licensing in District of Columbia
Make sure you are working with a licensed mortgage lender in District of Columbia. South River Mortgage maintains approval with District of Columbia and holds the Mortgage Dual Authority License MLB1854524.
Local reverse mortgage data
County guides built from HMDA loan records and Census housing data: