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Iowa Reverse Mortgage Lenders

 

Map of the United States highlighting Iowa

Reverse Mortgage Product Options in Iowa

 

HomeForLife HECM
Traditional Reverse Mortgage
(Reverse Mortgage 101)		 Not Available Yes
Refinance Existing Reverse Mortgage with Another
(HECM to HECM)		 Not Available Yes
Purchase a Home with a Reverse Mortgage
(HECM for Purchase)		 Not Available Yes
Minimum Age for Eligibility in IA Not Available 62
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Reverse Mortgage Interest Rates in Iowa

The 10-year CMT index average used here is 5.13%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, November 3, 2026.

The projected index for next week is 5.00%, compared to this week’s index, which is 5.13%. This means that rates are projected to be between 6.75% and 7.50%.

Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →

Index data source: U.S. Treasury Daily Par Yield Curve Rates, 10-year. Latest observation October 26, 2026. Projected rates are estimates, not a personalized quote.

Local Reverse Mortgage Lenders in Iowa

Although South River Mortgage originates loans all across the country, we do maintain a local presence in Iowa. We have a resident agent location at 400 East Court Ave., Suite 110, Des Moines, IA 50309. Get Your Quote →

HUD also maintains a list of local lenders. Get Your Quote →

Reverse Mortgage Loan Origination Statistics in Iowa

We have pulled together a number of useful reverse mortgage loan statistics for IA. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.

Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.

Reverse Mortgages in Iowa

Bar chart: Reverse mortgage loan origination over time in Iowa
Download the dataset (anonymized) as a CSV file.

Average Reverse Mortgage Home Values in Iowa

Bar chart: Average reverse mortgage home values over time in Iowa

Download the dataset (anonymized) as a CSV file

Reverse Mortgage Interest Rates in Iowa

Bar chart: Average reverse mortgage interest rates over time in Iowa
Download the dataset (anonymized) as a CSV file

State Regulator & Licensing in Iowa

Make sure you are working with a licensed mortgage lender in Iowa. South River Mortgage maintains approval with Iowa and holds the Mortgage Banker License/Registration # 2025-0140.

County-Specific Loan Information in Iowa

Iowa has 99, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided

Choose any county to learn more about reverse mortgages in that area:

START HERE: Get cash out with a reverse mortgage Check Eligibility ›